News

Takeaways

• Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) monthly payouts will increase by 2.8 percent in 2026 based on the cost-of-living adjustment (COLA).

• Maximum monthly SSI payments will be $994 for individuals and $1,491 for couples, starting December 31, 2025.

• The estimated average monthly SSDI payment will increase by $44 to $1,630.

A slight raise in benefits payments is coming in 2026 for Americans who rely on Social Security disability benefits programs such as Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). Every October, the Social Security Administration (SSA) announces the next year’s cost-of-living adjustment (COLA).

The COLA, which is tied to changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), is designed to keep benefit payments aligned with inflation. For 2026, the COLA will increase by 2.8 percent, a slight bump up from the COLA increase of 2.5 percent for 2025.